23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)
Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
3.76%
ROE exceeding 1.5x Insurance - Life median of 1.88%. Joel Greenblatt would check if high returns reflect a sustainable advantage.
0.19%
ROA 75-90% of Insurance - Life median of 0.21%. John Neff would look for improvements in operational efficiency.
0.26%
ROCE below 50% of Insurance - Life median of 1.84%. Jim Chanos would investigate potential capital mismanagement.
26.43%
Gross margin below 50% of Insurance - Life median of 100.00%. Jim Chanos would suspect flawed products or pricing.
16.51%
Operating margin below 50% of Insurance - Life median of 86.42%. Jim Chanos would suspect structural cost disadvantages.
12.01%
Net margin exceeding 1.5x Insurance - Life median of 4.06%. Joel Greenblatt would see if this advantage is sustainable across cycles.