23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)
Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
3.96%
ROE 1.25-1.5x Insurance - Life median of 2.75%. Mohnish Pabrai would see if this premium is justified by consistent earnings.
0.50%
ROA 1.25-1.5x Insurance - Life median of 0.34%. Bruce Berkowitz would investigate if this gap reflects a unique competitive edge.
0.70%
ROCE near Insurance - Life median of 0.71%. Charlie Munger might conclude industry factors largely shape returns.
100.00%
Gross margin near Insurance - Life median of 100.00%. Charlie Munger might attribute it to standard industry practices.
13.82%
Operating margin 1.25-1.5x Insurance - Life median of 10.13%. Mohnish Pabrai would see if management excels at cost control.
9.91%
Net margin 1.25-1.5x Insurance - Life median of 6.95%. Mohnish Pabrai would check if management’s strategy consistently produces high net profits.