23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)
Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
4.21%
ROE exceeding 1.5x Insurance - Life median of 2.19%. Joel Greenblatt would check if high returns reflect a sustainable advantage.
0.22%
ROA 1.25-1.5x Insurance - Life median of 0.17%. Bruce Berkowitz would investigate if this gap reflects a unique competitive edge.
0.22%
ROCE 75-90% of Insurance - Life median of 0.28%. John Neff would want to see cost reductions or margin expansion.
88.49%
Gross margin 75-90% of Insurance - Life median of 100.00%. John Neff would look for incremental cost improvements.
15.32%
Operating margin exceeding 1.5x Insurance - Life median of 7.46%. Joel Greenblatt would study if unique processes or brand lift margins.
15.61%
Net margin exceeding 1.5x Insurance - Life median of 6.77%. Joel Greenblatt would see if this advantage is sustainable across cycles.