PerformanceRiskValuationProfitabilityCashflowLiquidityESGRevenue & Geographic ExposureForecastFinancial GrowthIncome GrowthCashflow GrowthBalance Sheet Growth
23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)
Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
0.78%
ROE below 50% of Insurance - Life median of 2.03%. Jim Chanos would investigate potential structural issues or mismanagement.
0.05%
ROA below 50% of Insurance - Life median of 0.11%. Jim Chanos would investigate if assets are overvalued or underutilized.
0.35%
ROCE exceeding 1.5x Insurance - Life median of 0.16%. Joel Greenblatt would look for a high return on incremental capital.
51.82%
Gross margin 50-75% of Insurance - Life median of 100.00%. Guy Spier would question if commodity-like dynamics exist.
21.05%
Operating margin exceeding 1.5x Insurance - Life median of 6.71%. Joel Greenblatt would study if unique processes or brand lift margins.
5.45%
Net margin near Insurance - Life median of 5.17%. Charlie Munger would attribute this to typical industry profitability.