PerformanceRiskValuationProfitabilityCashflowLiquidityESGRevenue & Geographic ExposureForecastFinancial GrowthIncome GrowthCashflow GrowthBalance Sheet Growth
23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)
Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
2.52%
ROE 1.25-1.5x Insurance - Life median of 2.10%. Mohnish Pabrai would see if this premium is justified by consistent earnings.
0.14%
ROA near Insurance - Life median of 0.14%. Charlie Munger would check if industry conditions largely dictate returns.
0.21%
ROCE near Insurance - Life median of 0.21%. Charlie Munger might conclude industry factors largely shape returns.
38.47%
Gross margin below 50% of Insurance - Life median of 100.00%. Jim Chanos would suspect flawed products or pricing.
18.81%
Operating margin 75-90% of Insurance - Life median of 22.75%. John Neff would look for incremental improvements in processes.
13.15%
Net margin 1.25-1.5x Insurance - Life median of 9.37%. Mohnish Pabrai would check if management’s strategy consistently produces high net profits.