23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)
Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
3.75%
ROE exceeding 1.5x Insurance - Life median of 2.19%. Joel Greenblatt would check if high returns reflect a sustainable advantage.
0.20%
ROA exceeding 1.5x Insurance - Life median of 0.11%. Mohnish Pabrai would see if this advantage is driven by brand or cost leadership.
0.84%
ROCE exceeding 1.5x Insurance - Life median of 0.12%. Joel Greenblatt would look for a high return on incremental capital.
61.87%
Gross margin 50-75% of Insurance - Life median of 100.00%. Guy Spier would question if commodity-like dynamics exist.
49.10%
Operating margin exceeding 1.5x Insurance - Life median of 4.25%. Joel Greenblatt would study if unique processes or brand lift margins.
11.81%
Net margin exceeding 1.5x Insurance - Life median of 4.21%. Joel Greenblatt would see if this advantage is sustainable across cycles.