23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)
Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
1.90%
ROE 50-75% of Insurance - Life median of 3.23%. Guy Spier would scrutinize whether management can enhance profitability.
0.10%
ROA 50-75% of Insurance - Life median of 0.15%. Guy Spier would question if management can optimize asset usage.
0.93%
ROCE exceeding 1.5x Insurance - Life median of 0.28%. Joel Greenblatt would look for a high return on incremental capital.
53.70%
Gross margin 50-75% of Insurance - Life median of 100.00%. Guy Spier would question if commodity-like dynamics exist.
38.99%
Operating margin exceeding 1.5x Insurance - Life median of 10.56%. Joel Greenblatt would study if unique processes or brand lift margins.
7.17%
Net margin near Insurance - Life median of 7.33%. Charlie Munger would attribute this to typical industry profitability.