23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)
Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
3.87%
ROE 1.25-1.5x Insurance - Life median of 3.19%. Mohnish Pabrai would see if this premium is justified by consistent earnings.
0.20%
ROA exceeding 1.5x Insurance - Life median of 0.11%. Mohnish Pabrai would see if this advantage is driven by brand or cost leadership.
0.71%
ROCE exceeding 1.5x Insurance - Life median of 0.11%. Joel Greenblatt would look for a high return on incremental capital.
59.81%
Gross margin 50-75% of Insurance - Life median of 100.00%. Guy Spier would question if commodity-like dynamics exist.
46.20%
Operating margin exceeding 1.5x Insurance - Life median of 9.22%. Joel Greenblatt would study if unique processes or brand lift margins.
13.27%
Net margin exceeding 1.5x Insurance - Life median of 7.52%. Joel Greenblatt would see if this advantage is sustainable across cycles.