23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)
Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
3.58%
ROE 1.25-1.5x Financial Services median of 2.97%. Mohnish Pabrai would see if this premium is justified by consistent earnings.
0.43%
ROA exceeding 1.5x Financial Services median of 0.25%. Mohnish Pabrai would see if this advantage is driven by brand or cost leadership.
0.60%
ROCE 50-75% of Financial Services median of 0.80%. Guy Spier would test if management can reallocate capital better.
100.00%
Gross margin near Financial Services median of 100.00%. Charlie Munger might attribute it to standard industry practices.
11.02%
Operating margin below 50% of Financial Services median of 40.26%. Jim Chanos would suspect structural cost disadvantages.
7.88%
Net margin below 50% of Financial Services median of 16.35%. Jim Chanos would be concerned about structural profitability issues.