23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)
Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
3.61%
ROE exceeding 1.5x Insurance - Life median of 2.40%. Joel Greenblatt would check if high returns reflect a sustainable advantage.
0.44%
ROA 1.25-1.5x Insurance - Life median of 0.34%. Bruce Berkowitz would investigate if this gap reflects a unique competitive edge.
0.63%
ROCE near Insurance - Life median of 0.65%. Charlie Munger might conclude industry factors largely shape returns.
100.00%
Gross margin near Insurance - Life median of 100.00%. Charlie Munger might attribute it to standard industry practices.
12.54%
Operating margin exceeding 1.5x Insurance - Life median of 7.72%. Joel Greenblatt would study if unique processes or brand lift margins.
8.64%
Net margin exceeding 1.5x Insurance - Life median of 5.19%. Joel Greenblatt would see if this advantage is sustainable across cycles.