23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)
Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
3.50%
ROE 1.25-1.5x Insurance - Life median of 2.54%. Mohnish Pabrai would see if this premium is justified by consistent earnings.
0.40%
ROA exceeding 1.5x Insurance - Life median of 0.26%. Mohnish Pabrai would see if this advantage is driven by brand or cost leadership.
0.56%
ROCE near Insurance - Life median of 0.56%. Charlie Munger might conclude industry factors largely shape returns.
100.00%
Gross margin near Insurance - Life median of 100.00%. Charlie Munger might attribute it to standard industry practices.
10.61%
Operating margin exceeding 1.5x Insurance - Life median of 6.93%. Joel Greenblatt would study if unique processes or brand lift margins.
7.65%
Net margin exceeding 1.5x Insurance - Life median of 4.64%. Joel Greenblatt would see if this advantage is sustainable across cycles.