23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)
Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
3.50%
ROE near Insurance - Life median of 3.62%. Charlie Munger would verify if similar industry forces drive comparable returns.
0.45%
ROA 1.25-1.5x Insurance - Life median of 0.37%. Bruce Berkowitz would investigate if this gap reflects a unique competitive edge.
0.73%
ROCE near Insurance - Life median of 0.69%. Charlie Munger might conclude industry factors largely shape returns.
100.00%
Gross margin near Insurance - Life median of 100.00%. Charlie Munger might attribute it to standard industry practices.
16.91%
Operating margin exceeding 1.5x Insurance - Life median of 11.08%. Joel Greenblatt would study if unique processes or brand lift margins.
10.55%
Net margin 1.25-1.5x Insurance - Life median of 9.42%. Mohnish Pabrai would check if management’s strategy consistently produces high net profits.