23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)
Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
3.86%
ROE 1.25-1.5x Insurance - Life median of 3.39%. Mohnish Pabrai would see if this premium is justified by consistent earnings.
0.52%
ROA exceeding 1.5x Insurance - Life median of 0.22%. Mohnish Pabrai would see if this advantage is driven by brand or cost leadership.
0.84%
ROCE near Insurance - Life median of 0.83%. Charlie Munger might conclude industry factors largely shape returns.
100.00%
Gross margin near Insurance - Life median of 100.00%. Charlie Munger might attribute it to standard industry practices.
18.63%
Operating margin exceeding 1.5x Insurance - Life median of 11.84%. Joel Greenblatt would study if unique processes or brand lift margins.
11.56%
Net margin 1.25-1.5x Insurance - Life median of 8.04%. Mohnish Pabrai would check if management’s strategy consistently produces high net profits.