Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
4.06%
ROE 1.25-1.5x Insurance - Life median of 3.47%. Mohnish Pabrai would see if this premium is justified by consistent earnings.
0.55%
ROA exceeding 1.5x Insurance - Life median of 0.28%. Mohnish Pabrai would see if this advantage is driven by brand or cost leadership.
0.92%
ROCE near Insurance - Life median of 0.91%. Charlie Munger might conclude industry factors largely shape returns.
100.00%
Gross margin near Insurance - Life median of 100.00%. Charlie Munger might attribute it to standard industry practices.
19.54%
Operating margin exceeding 1.5x Insurance - Life median of 11.13%. Joel Greenblatt would study if unique processes or brand lift margins.
11.84%
Net margin 1.25-1.5x Insurance - Life median of 8.23%. Mohnish Pabrai would check if management’s strategy consistently produces high net profits.
23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)