PerformanceRiskValuationProfitabilityCashflowLiquidityESGRevenue & Geographic ExposureForecastFinancial GrowthIncome GrowthCashflow GrowthBalance Sheet Growth
23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)
Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
2.03%
ROE 1.25-1.5x Insurance - Life median of 1.58%. Mohnish Pabrai would see if this premium is justified by consistent earnings.
0.28%
ROA exceeding 1.5x Insurance - Life median of 0.12%. Mohnish Pabrai would see if this advantage is driven by brand or cost leadership.
0.38%
ROCE exceeding 1.5x Insurance - Life median of 0.25%. Joel Greenblatt would look for a high return on incremental capital.
100.00%
Gross margin near Insurance - Life median of 100.00%. Charlie Munger might attribute it to standard industry practices.
11.62%
Operating margin exceeding 1.5x Insurance - Life median of 5.27%. Joel Greenblatt would study if unique processes or brand lift margins.
8.75%
Net margin exceeding 1.5x Insurance - Life median of 4.71%. Joel Greenblatt would see if this advantage is sustainable across cycles.