23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)
Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
6.42%
ROE exceeding 1.5x Insurance - Life median of 2.68%. Joel Greenblatt would check if high returns reflect a sustainable advantage.
0.85%
ROA exceeding 1.5x Insurance - Life median of 0.31%. Mohnish Pabrai would see if this advantage is driven by brand or cost leadership.
0.82%
ROCE exceeding 1.5x Insurance - Life median of 0.44%. Joel Greenblatt would look for a high return on incremental capital.
100.00%
Gross margin near Insurance - Life median of 100.00%. Charlie Munger might attribute it to standard industry practices.
14.89%
Operating margin exceeding 1.5x Insurance - Life median of 7.15%. Joel Greenblatt would study if unique processes or brand lift margins.
15.58%
Net margin exceeding 1.5x Insurance - Life median of 4.68%. Joel Greenblatt would see if this advantage is sustainable across cycles.