23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)
Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
4.19%
ROE exceeding 1.5x Insurance - Life median of 2.58%. Joel Greenblatt would check if high returns reflect a sustainable advantage.
0.59%
ROA exceeding 1.5x Insurance - Life median of 0.17%. Mohnish Pabrai would see if this advantage is driven by brand or cost leadership.
0.80%
ROCE 1.25-1.5x Insurance - Life median of 0.72%. Mohnish Pabrai would see if operational advantages explain this gap.
100.00%
Gross margin near Insurance - Life median of 100.00%. Charlie Munger might attribute it to standard industry practices.
17.94%
Operating margin exceeding 1.5x Insurance - Life median of 7.45%. Joel Greenblatt would study if unique processes or brand lift margins.
13.36%
Net margin exceeding 1.5x Insurance - Life median of 6.51%. Joel Greenblatt would see if this advantage is sustainable across cycles.