23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)
Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
4.69%
ROE exceeding 1.5x Insurance - Life median of 2.62%. Joel Greenblatt would check if high returns reflect a sustainable advantage.
0.26%
ROA 1.25-1.5x Insurance - Life median of 0.23%. Bruce Berkowitz would investigate if this gap reflects a unique competitive edge.
0.36%
ROCE below 50% of Insurance - Life median of 0.74%. Jim Chanos would investigate potential capital mismanagement.
100.00%
Gross margin near Insurance - Life median of 100.00%. Charlie Munger might attribute it to standard industry practices.
29.39%
Operating margin exceeding 1.5x Insurance - Life median of 18.14%. Joel Greenblatt would study if unique processes or brand lift margins.
21.32%
Net margin exceeding 1.5x Insurance - Life median of 8.34%. Joel Greenblatt would see if this advantage is sustainable across cycles.