23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)
Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
3.18%
ROE 1.25-1.5x Insurance - Life median of 2.60%. Mohnish Pabrai would see if this premium is justified by consistent earnings.
0.19%
ROA near Insurance - Life median of 0.18%. Charlie Munger would check if industry conditions largely dictate returns.
0.26%
ROCE near Insurance - Life median of 0.26%. Charlie Munger might conclude industry factors largely shape returns.
100.00%
Gross margin near Insurance - Life median of 100.00%. Charlie Munger might attribute it to standard industry practices.
22.85%
Operating margin exceeding 1.5x Insurance - Life median of 10.40%. Joel Greenblatt would study if unique processes or brand lift margins.
16.45%
Net margin exceeding 1.5x Insurance - Life median of 8.23%. Joel Greenblatt would see if this advantage is sustainable across cycles.