23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)
Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
4.11%
ROE exceeding 1.5x Insurance - Life median of 1.77%. Joel Greenblatt would check if high returns reflect a sustainable advantage.
0.24%
ROA exceeding 1.5x Insurance - Life median of 0.16%. Mohnish Pabrai would see if this advantage is driven by brand or cost leadership.
0.26%
ROCE near Insurance - Life median of 0.28%. Charlie Munger might conclude industry factors largely shape returns.
100.00%
Gross margin near Insurance - Life median of 100.00%. Charlie Munger might attribute it to standard industry practices.
25.27%
Operating margin exceeding 1.5x Insurance - Life median of 6.77%. Joel Greenblatt would study if unique processes or brand lift margins.
23.84%
Net margin exceeding 1.5x Insurance - Life median of 5.60%. Joel Greenblatt would see if this advantage is sustainable across cycles.