23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)
Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
2.51%
ROE 1.25-1.5x Insurance - Life median of 1.91%. Mohnish Pabrai would see if this premium is justified by consistent earnings.
0.15%
ROA 1.25-1.5x Insurance - Life median of 0.13%. Bruce Berkowitz would investigate if this gap reflects a unique competitive edge.
0.18%
ROCE 50-75% of Insurance - Life median of 0.25%. Guy Spier would test if management can reallocate capital better.
100.00%
Gross margin near Insurance - Life median of 100.00%. Charlie Munger might attribute it to standard industry practices.
13.53%
Operating margin exceeding 1.5x Insurance - Life median of 7.77%. Joel Greenblatt would study if unique processes or brand lift margins.
11.55%
Net margin exceeding 1.5x Insurance - Life median of 5.11%. Joel Greenblatt would see if this advantage is sustainable across cycles.