23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)
Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
4.94%
ROE exceeding 1.5x Insurance - Life median of 2.95%. Joel Greenblatt would check if high returns reflect a sustainable advantage.
0.30%
ROA 1.25-1.5x Insurance - Life median of 0.23%. Bruce Berkowitz would investigate if this gap reflects a unique competitive edge.
4.15%
ROCE exceeding 1.5x Insurance - Life median of 0.44%. Joel Greenblatt would look for a high return on incremental capital.
89.96%
Gross margin 75-90% of Insurance - Life median of 100.00%. John Neff would look for incremental cost improvements.
81.22%
Operating margin exceeding 1.5x Insurance - Life median of 12.00%. Joel Greenblatt would study if unique processes or brand lift margins.
10.06%
Net margin 1.25-1.5x Insurance - Life median of 7.90%. Mohnish Pabrai would check if management’s strategy consistently produces high net profits.