23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)
Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
2.93%
ROE 1.25-1.5x Insurance - Life median of 2.39%. Mohnish Pabrai would see if this premium is justified by consistent earnings.
0.18%
ROA 1.25-1.5x Insurance - Life median of 0.16%. Bruce Berkowitz would investigate if this gap reflects a unique competitive edge.
0.29%
ROCE 1.25-1.5x Insurance - Life median of 0.21%. Mohnish Pabrai would see if operational advantages explain this gap.
23.48%
Gross margin below 50% of Insurance - Life median of 100.00%. Jim Chanos would suspect flawed products or pricing.
9.26%
Operating margin 75-90% of Insurance - Life median of 11.15%. John Neff would look for incremental improvements in processes.
9.96%
Net margin 1.25-1.5x Insurance - Life median of 7.61%. Mohnish Pabrai would check if management’s strategy consistently produces high net profits.