23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)
Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
3.00%
ROE 1.25-1.5x Insurance - Life median of 2.06%. Mohnish Pabrai would see if this premium is justified by consistent earnings.
0.19%
ROA 1.25-1.5x Insurance - Life median of 0.17%. Bruce Berkowitz would investigate if this gap reflects a unique competitive edge.
-1.69%
Negative ROCE while Insurance - Life median is 0.27%. Seth Klarman would investigate whether a turnaround is viable.
-59.50%
Negative gross margin while Insurance - Life median is 100.00%. Seth Klarman would check if the firm is selling below cost.
-70.34%
Negative operating margin while Insurance - Life median is 9.28%. Seth Klarman would look for a path to operational turnaround.
8.12%
Net margin 1.25-1.5x Insurance - Life median of 6.00%. Mohnish Pabrai would check if management’s strategy consistently produces high net profits.