23.68 - 23.68
20.75 - 25.07
1.4K / 5.9K (Avg.)
Profitability reveals how effectively the business turns revenues into profits. Higher and improving margins or returns on capital suggest a durable competitive advantage, supporting a stronger intrinsic valuation.
3.13%
ROE near Financial Services median of 3.13%. Charlie Munger would verify if similar industry forces drive comparable returns.
0.40%
ROA 1.25-1.5x Financial Services median of 0.28%. Bruce Berkowitz would investigate if this gap reflects a unique competitive edge.
0.91%
ROCE 50-75% of Financial Services median of 1.43%. Guy Spier would test if management can reallocate capital better.
100.00%
Gross margin near Financial Services median of 100.00%. Charlie Munger might attribute it to standard industry practices.
15.13%
Operating margin below 50% of Financial Services median of 48.53%. Jim Chanos would suspect structural cost disadvantages.
6.60%
Net margin below 50% of Financial Services median of 17.37%. Jim Chanos would be concerned about structural profitability issues.